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Posts Tagged ‘overspending’

We are failing to invest in critical energy and agriculture research. We are letting our infrastructure fall apart. We are spending as if there is no tomorrow. We continue to drive as if there was no global warming. We are gorging ourselves despite warnings from our doctors. We focus on quarterly earnings at the expense of the long term health of our businesses . . . The pattern is clear. Like La Fontaine’s grasshopper, we are so focused on immediate rewards, that we are failing to prepare for our future. 

The price to pay for such carelessness is too high for us to ignore. Hence, it becomes important to examine the root causes of such behavior, and ways to fix it. The image of my maternal grandmother comes up. Meme Marie was more like the ant in La Fontaine’s fable. She lived frugally, and made sure she had enough money saved up for her old days. She also drew much comfort from knowing that her nest egg and her farm would go to her children after she died. Her brother, on the other hand was a completely different story. Always broke, and borrowing from my grandmother, until the day when she got fed up, and told him no more. Americans are like my granduncle and La Fontaine’s grasshopper. Overindulged children with no sense of limits, and a dangerous sense of entitlement. This precarious lifestyle breeds anxiety about the very real possibility of sad endings.

The first step is to recognize the problem. Next, is to regain control of our lives and our future. We all secretly want it. We just need permission from the media, and from our leaders. Building, not wasting.

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Yesterday came my monthly credit card bill, in the mail. I know I should switch to online billing, but the power of habits has been stronger than my green conscience. That’s besides the point anyway. No, instead I want to share my surprise when I opened the dreaded envelope. If you are like most Americans, you will know what I mean. What was the four digit number in the ‘Amount to be paid‘ box? Was it a one, or a two, or a three, . . . I knew I had been good, had not been out to shop like I used to. Still the old fear was there, and with it the prospect of maybe having to transfer funds from my savings account into checking. Don’t you hate that feeling? Makes you wonder who is in charge?

The good news is, I got rewarded for my good behavior. With a bill, half of the usual amount. And the satisfaction of feeling in control, again.

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